Practical thinking for everyday decisions: money habits, focus, psychology and ideas from investors and philosophers, tested against evidence.
18 articles
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A heat pump can use less energy yet cost more to run if electricity is expensive relative to gas. Compare the price of useful heat, then check installation costs separately. A worked example shows how.
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The UK and much of the US end daylight saving time on different Sundays in 2026. A recurring meeting can temporarily move by an hour for one participant.
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See how the decoy effect works with a clear pricing example, why every middle tier is not a decoy, and how to compare plans against your actual needs.
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Doom spending describes shopping to cope with anxiety. Learn how to notice the trigger, set a manageable savings goal and leave room for planned enjoyment.
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Understand how limited drops and waitlists influence buying decisions, distinguish genuine scarcity from pressure, and use a simple value check before purchasing.
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Use amor fati as a reflection after business loss: acknowledge irreversible facts, meet current obligations and evaluate the next decision without a forced story.
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Use a project pre-mortem to surface independent concerns, prioritize plausible failures and assign mitigations that change real operating decisions.
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Distinguish resilience from antifragility and examine bounded experiments, option costs, shared dependencies and the need to protect operating continuity.
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Apply Stoic reflection to volatile markets by separating controllable conduct from prices, reviewing assumptions and responding responsibly to new evidence.
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How Munger’s speeches and Berkshire letters support a multidisciplinary crosscheck rather than a mechanical investment recipe.
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Why sleep cycles do not establish a universal 90-minute work law, and how teams can test block length, breaks, quality, and interruption policies.
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How to distinguish cognitive switching mechanisms, measure local recovery costs, design resumption cues, and protect both focus and incident response.
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How to analyze unilateral price moves, repeated games, capacity and differentiation while keeping strategy separate from unlawful coordination.
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How prospect theory describes reference-dependent choice without prescribing investments or asserting a universal loss-aversion ratio.
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How to decompose outcomes and costs, respect physics and regulation, test inherited assumptions, and validate delivery and manufacturing changes.
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A careful guide to payment salience, coupling, evidence limits, transparent checkout, refunds, recurring consent, and ethical conversion measurement.
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How to separate irrecoverable spending from recoverable value, calculate forward NPV, recognize escalation incentives, and design exit rules.
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Separate essentials, future goals and everyday enjoyment.